Taken out in store, active from purchase
Bike insurance in Brussels
An electric, cargo or folding bike is a real investment. We insure it for you against theft and damage, in store with one of our technicians, when you buy it: simple, quick and paperwork-free.
What the insurance covers
For bikes sold in our stores. We handle all coordination with our insurance partner.
Two options, depending on your needs
Choose the protection that suits you: theft only, or comprehensive cover that also includes damage.
Theft cover
To protect your bike against theft, at home and around town.
- Theft
- Attempted theft
One-year term. Price based on the insured value, calculated in store.
Take out in storeComprehensive cover
To be covered against theft and also against everyday damage.
- Theft
- Attempted theft
- Accidental damage
- Breakage
One-year term. Price based on the insured value, calculated in store.
Take out in storeGood to know
- The insurance can only be taken out in store, with one of our technicians.
- Two ART-certified locks, rated at least level 2 on a scale of 1 to 5, are required to take out the insurance. More about the ART label
- Your purchase invoice, frame number and battery number are registered on site.
- Private or business: the insurance can be taken out in your company’s name.
- Electric bikes up to 25 km/h and speed pedelecs up to 45 km/h.
Bikes we can insure
Instant cover, in 4 steps
Why insure your bike with KOMUT?
Insurance designed by a bike shop, not a call centre.
- Everything happens in store – you take out the insurance with one of our technicians, who registers everything for you.
- One point of contact – we handle coordination with our insurance partner.
- Repairs in our workshops – after a claim, your bike is repaired by our mechanics.
- Lock advice – we help you choose two ART-certified locks rated at least level 2, suited to your bike.
Where can you take out insurance?
In our three Brussels stores, when you buy your bike.
KOMUT Uccle
- Rue Vanderkindere 438, 1180 Uccle
- Tue – Sat, 10 am – 6 pm
- 02 343 47 57
KOMUT Saint-Gilles
- Chaussée de Charleroi 190, 1060 Saint-Gilles
- Tue – Sat, 10 am – 6 pm
- 02 725 63 92
KOMUT Woluwe-Saint-Pierre
- Av. Baron Albert d’Huart 10, 1150 Woluwe-Saint-Pierre
- Tue – Sat, 10 am – 6 pm
- 02 223 60 06
Bike insurance FAQ
Another question? Call your nearest store or use our contact form.
What does KOMUT bike insurance cover?
Depending on the option you choose: theft and attempted theft, or comprehensive cover that also includes accidental damage and breakage.
Which bikes can be insured?
Bikes sold in our stores: electric bikes, speed pedelecs, cargo and longtail bikes, folding and city bikes.
When does the insurance start?
From the moment you buy. We register your bike on site (frame number, battery number, value), with no extra steps for you.
Do I need a specific lock?
Yes, two ART-certified locks rated at least level 2 are required to take out the insurance. The ART label rates locks from 1 to 5: the higher the level, the better the protection. Our advisers help you choose the right locks for your bike.
How do I take out bike insurance?
Only in store, with one of our technicians, when you buy your bike, in Uccle, Saint-Gilles or Woluwe-Saint-Pierre. We handle all coordination with our insurance partner.
How much does the insurance cost?
The price depends on the option you choose and the insured value of your bike. Our advisers calculate it with you in store.
What should I do after theft or damage?
Visit a store or reach us through our contact form: our team helps you report the claim and get your bike repaired in our workshops.
Ready to insure your bike?
Our team advises you and sets up your insurance on site, in a few minutes.
Find a store