Bike credit from 6 to 36 months

Bike financing in Brussels

Own your bike straight away and spread the payment to suit your budget. Electric, cargo, longtail or city bike: finance your purchase over 6 to 36 months at KOMUT Bikes.

0% over 6 to 12 months* Up to 36 months From €500

Simulate my credit Apply now

* Offer valid until 30 December 2026, subject to approval of your application. From 13 to 36 months: fixed APR of 3.49%. Warning: borrowing money also costs money.

Riese & Müller cargo bike available on monthly financing at KOMUT Bikes

Two rates, depending on the term

The rate applies automatically according to the term you choose, for any purchase from €500.

From 6 to 12 months

0%interest-free*

From 13 to 36 months

3.49%fixed APR*

Simulate your bike credit

Choose the amount and term: your monthly payment appears instantly.

Your simulation

Amount to borrow

€

500 €15 000 €

Repayment period

months

6 months36 months

Applied rate (automatic)

6 – 12 months

0 %

interest-free

13 – 36 months

3,49 %

Fixed APR

Estimated monthly payment

^€250,00

per month, for 12 months

Amount financed 3 000,00 €

Term 12 months

APR 0,00 %

Total cost of credit 0,00 €

Total repayable 3 000,00 €

* Indicative simulation. Cannot be combined with current offers. Warning: borrowing money also costs money. Application subject to approval based on your financial situation. A loan is a commitment and must be repaid. Check that you can afford the repayments before committing.

Apply for financing

How do you finance your bike?

1Choose your bikeIn store or online, from €500.

2Simulate your monthly paymentAmount and term from 6 to 36 months: the rate applies automatically.

3ApplyThrough the form or in store, we guide you.

4RideOnce approved, your bike is adjusted and ready to go.

Financing request

Leave your details and the bike you are interested in: we will get back to you quickly with information about your financing.

Quick reply from our team
No commitment when you fill in the form
Help in store if you prefer

Prefer to call?
Uccle 02 343 47 57 · Saint-Gilles 02 725 63 92 · Woluwe-Saint-Pierre 02 223 60 06

Your request

Financing, leasing or trade-in?

Several options can lighten the cost of your bike. Our advisers help you choose.

FinancingYou own the bike and spread the payment over 6 to 36 months.

Leasing through your employerUp to 40% cheaper, servicing included.

Trade in your bikeYour old e-bike deducted from the purchase price.

Financing FAQ

Another question? Call your nearest store or use our contact form.

Do I need to be a Cofidis customer to finance my bike?

No. Anyone can finance their bike at KOMUT Bikes, even without being a Cofidis customer. Your application remains subject to approval based on your financial situation.

What is the minimum amount for bike credit?

Your bike must cost at least €500. The type of bike does not matter: electric, cargo, longtail, gravel or city bike.

Over how long can I spread the payment?

From 6 to 36 months, depending on your budget. Use our simulator to estimate your monthly payment.

What is the interest rate on bike credit?

Until 30 December 2026, financing over 6 to 12 months is at 0%, interest-free. From 13 to 36 months, the fixed APR is 3.49%. Warning: borrowing money also costs money.

How do I apply for financing?

Fill in the form on this page or visit one of our stores in Uccle, Saint-Gilles or Woluwe-Saint-Pierre. We guide you through the application and reply quickly.

Financing or leasing: which to choose?

Financing lets you own your bike while spreading the payment. Leasing goes through your employer and includes servicing. Our advisers help you choose the option that suits you best.