KOMUT leasing partner
Cycle Valley bike leasing in Brussels
Cycle Valley is one of the fastest-growing bike leasing companies in Belgium. You test and choose your bike at KOMUT, and we prepare the quote and send it to Cycle Valley for approval.
Cycle Valley leasing at a glance
- For companies of any size
- Quote prepared in store by KOMUT
- Application approved by Cycle Valley
- Ordering and delivery by KOMUT
- Monthly fee paid from gross salary
Information taken from the Cycle Valley website, for guidance only. The exact terms are those of your employer’s contract.
Gross or net: what does your Cycle Valley bike really cost?
The lease is taken from your gross salary, before social security (13.07%) and income tax. Your net pay therefore only falls by about half the monthly amount. And private use of a company bike is not taxed as a benefit in kind.
Your exact monthly amount is calculated in store, when we prepare your Cycle Valley quote.
| Gross monthly fee | Net cost, 40% rate | Net cost, 45% rate |
|---|---|---|
| €100 | ≈ €50 | ≈ €45 |
| €150 | ≈ €75 | ≈ €68 |
| €200 | ≈ €99 | ≈ €90 |
Example: with a gross monthly fee of €150 over 36 months, or €5,400 in total, the net cost is about €2,685 at the 40% rate and €2,434 at the 45% rate.
Indicative examples: social security of 13.07%, marginal tax rate of 40% or 45% plus 7% municipal tax. The actual result depends on your salary, your situation and your employer’s scheme. If your employer pays for the bike in full, with no salary exchange, it costs you nothing.
Estimate your net cost
Enter the gross monthly fee from your lease quote.
How do I find my rate?
| Under ± €2,000 gross a month | 25–40% |
| ± €2,000 to 3,000 gross | 40% |
| ± €3,000 to 4,700 gross | 45% |
| Over ± €4,700 gross | 50% |
Rough guide for a full-time employee, 2026 income. Your marginal rate is that of the highest bracket your taxable income reaches: up to €16,720 at 25%, up to €29,510 at 40%, up to €51,070 at 45%, above that 50%. It depends on your family situation: for a precise figure, use the FPS Finance Tax-Calc simulator or ask your HR department.
Indicative estimate: 13.07% social security, 7% municipal tax, allowance of €0.37 per km over 45 weeks, capped at €3,700 a year, if your employer pays it. The exact amount depends on your salary and your employer’s scheme.
Your Cycle Valley bike at KOMUT in 4 steps
From test ride to handover, we coordinate everything with your employer.
Why go through KOMUT?
The most popular lease bikes
A selection of our best sellers, all available on lease through Cycle Valley and ready to test in our stores.
Frequently asked questions
Another question? Call your nearest store or use our contact form.
My employer works with Cycle Valley: can I choose my bike at KOMUT?
Yes. KOMUT is a Cycle Valley partner: come and test your bike in one of our three Brussels stores, then we prepare the quote and coordinate the file.
Which bikes can I lease through Cycle Valley?
Electric, cargo, longtail, folding or city bikes, and even speed pedelecs, within the budget set by your employer.
What is included in a Cycle Valley lease?
The exact content (term, servicing, insurance, assistance) depends on the contract your employer has signed with Cycle Valley. We explain it in store before you sign.
My employer doesn’t work with Cycle Valley, what now?
We work with 7 leasing partners, so there is a good chance your employer works with one of them. Otherwise, financing over 6 to 36 months also lets you spread the cost.
Request your Cycle Valley quote
Tell us which bike you are interested in and who your employer is: we will get back to you quickly to prepare your Cycle Valley quote.
- Tailored quote, no obligation
- Coordination with your employer and Cycle Valley
- Free test ride in our 3 stores
Prefer to call?
Uccle 02 343 47 57 · Saint-Gilles 02 725 63 92 · Woluwe-Saint-Pierre 02 223 60 06
Your quote request
Our other leasing partners
All about bike leasing: our leasing page. Are you an employer? Offer bike leasing to your staff.